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Chicago Mortgage Rates

Download the information form (click here), bring in the documents listed below and we’ll have your mortgage application completed in 25 minutes!

All we need at application to provide an estimate of the terms and costs related to the loan is:

  • Your name(s)
  • Your income(s)
  • Your Social Security number(s)
  • Property address
  • Estimated property value
  • Mortgage amount requested

Before we can pre-qualify your application, we may need the following documents:

  • Current pay stub showing 30 days YTD income.
  • W-2’s for the most recent two years.
  • Tax returns for the most recent two years with all Schedules.
  • If self employed, copy of two years of business tax returns.
  • Complete bank statements for the most recent two months.
  • Copy of purchase contract.
  • Photo ID.
  • If refinancing, copy of current mortgage statement, tax bill and home insurance.

We speak Spanish and Chinese (three dialects).

 

  • Mortgage Services – At Lakeside Bank we pride ourselves on exceptional customer service. Our mortgage consultants are knowledgeable professionals with years of experience in the mortgage industry.
  • Home Mortgages – Lakeside Bank can help you make your dream come true. We offer a variety of mortgages and can give you the personal assistance along the way.
  • Home Equity Loans – For individuals who want an adjustable rate loan with a convenient, affordable line of credit. Click here to download the Lakeside Bank Home Loan brochure.
  • Financial Calculators – Lakeside Bank’s online calculators can help you figure out some of the details to owning your own home.
  • Mortgage Contacts – If you have any questions or would like some further direction, feel free to contact one of our knowledgeable professionals.

Download a copy of Lakeside Bank’s Mortgage brochure.

For more information and a FREE Same Day Quote (!) just email Todd Probasco: [email protected]

 


Chicago Mortgage Reviews

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★★★★★

5


5


1
I had the misfortune of trying to refinance my home with another national company before I came across to these guys. The prior company struggled for over 5 months, and not wanting to lose my appraisal costs I hung on. Finally I gave up, and fired the company. These guys were both competent (yea!!!), and personable at the same time. The process was quick, quick, quick (thank you guys), and their charges were better. They are definitely my "saviors".

Chicago IL mortgage rates

★★★★★

5


5


1
Thank you for all the work that made this possible. Your attention to details, prompt communication, and good old honest work make your business A plus. I will wholeheartedly recommend your service to any one I know.

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★★★★★

5


5


1
Their Mortgage Rates were low and extremely helpful in the refinance process of our home. They are very knowledgeable and always there to answer any questions or help immediately when I needed it! Great experience.

Mortgage Services

At Lakeside Bank we pride ourselves on exceptional customer service. We offer a wide variety of programs to fit your individual needs. Our mortgage consultants are knowledgeable professionals with years of experience in the mortgage industry. We are dedicated to making your home purchase or refinance a positive experience. When you apply for a mortgage loan at Lakeside Bank, you can take advantage of the following services:

Rate Locks

Lakeside Bank offers standard 30, 45 and 60 day locks. Choose the rate price protection best suited for your situation.

Do you need a Verification Checklist to help you get started?

When you are ready to proceed with your loan, the following documents will be needed:

  • Current pay stub showing 30 days YTD income.
  • W-2’s for the most recent two years.
  • Tax returns for the most recent two years with all Schedules.
  • If self employed, copy of two years of business tax returns.
  • Complete bank statements for the most recent two months.
  • Copy of purchase contract.
  • Photo ID.
  • If refinancing, copy of current mortgage statement, tax bill and home insurance.

Home Mortgages

At Lakeside Bank we offer a variety of mortgages to help meet the financial goals of our customers. Whether you’re buying your first home, your retirement home or upgrading to your next size home, we understand the importance of finding the right mortgage loan for you. With a Lakeside Bank mortgage you can:

  • Buy a home or investment property
    • Single-Family home
    • Condominium
    • 2-4 unit building
    • Townhome
    • 2nd homes
  • Refinance your existing mortgage.
    • Lower your monthly payments
    • Shorten the term of your loan
  • Refinance with cash back
  • Consolidate your debt
  • Reduce or eliminate Private Mortgage Insurance

Types of Mortgages available:

  • Fixed Rate Mortgages – For individuals who want the security of a set monthly payment over a period of time.
  • Adjustable Rate Mortgages – ARM loans offer a lower initial period interest rate. Typically the initial term is fixed for 3, 5, 7 or 10 years and then adjusted annually.
  • Jumbo Mortgages – Mortgage loans over $548,250
  • Other Programs – Ask us about our other programs we offer, such as bridge loans, interest only loans and low down payment loan options.

Home Equity Loans

For individuals who want an adjustable rate loan with a convenient, affordable line of credit. Click here to download the Lakeside Bank Home Loan brochure.

Home Equity Line of Credit

Thinking about making some home improvements, planning a vacation or facing the high cost of college? Would you like to have funds available for a large purchase? Lakeside Bank offers a Home Equity Line of Credit which is an excellent way to utilize your borrowing to meet your needs. Rates are low–don’t wait!

A home equity loan allows you to put the value you’ve built in your home to work.

Here are just 10 great ways you might apply a HELOC:

1. Home Repair

2. Debt Consolidation

3. Refinancing A Mature Home Equity Line

4. Buying A Car

5. Education

 

6. Vacation

7. Special Gifts

8. An Investment Or Business Opportunity

9. Emergency Fund

10. Because It’s Time!

A HELOC is there if you need it, to use as you wish. And you only pay interest on the portion of the funds used.

Please speak to one of our mortgage consultants for more information.

 

Financial Calculators

The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.

Presented by TimeValue Software ©2016

Juanita Lazzerini
VP, Retail Mortgage Loan Operations
(312) 567-0501
UIC/Near West

Todd Probasco
VP, Retail Mortgage Sales Manager
(312) 789-3579
NMLS 232536
Oakbrook Terrace
Board of Trade
UIC/Near West

Bryan Keane
Mortgage Loan Consultant
(312) 789-3522
NMLS 1828705
Bridgeport

Andy Karabetsos
Mortgage Loan Consultant
(312) 808-5862
NMLS 757269
Park Ridge

James Pomposelli
Mortgage Loan Consultant
(312) 789-3611
NMLS 266794
South Loop

Che Kay Wong
Mortgage Loan Consultant
(312) 808-8075
NMLS 1452911
Chinatown/Pilsen

 

Mortgage Information

For forty years, Lakeside Bank has helped our clients finance their dream homes. Let us put our experience to work for you with knowledgeable mortgage bankers that will process your loan quickly, efficiently and with the best possible rate.

Please fill out the mortgage questionnaire and fax it to the number below. Then call any one of the listed Lakeside mortgage specialists. You’ll have your own PERSONAL mortgage banker!
ATTN: Mortgage Department
Fax: 312-808-5826

To view the mortgage information sheet using a PDF reader, click on button below. If you do not have a PDF reader, you can download it here.

Start your mortgage application process here.

Juanita Lazzerini
VP, Retail Mortgage Loan Operations
(312) 567-0501
UIC/Near West

Todd Probasco
VP, Retail Mortgage Sales Manager
(312) 789-3579
NMLS 232536
Oakbrook Terrace
Board of Trade
UIC/Near West

Andy Karabetsos
Mortgage Loan Consultant
(312) 808-5862
NMLS 757269
Park Ridge

Bryan Keane
Mortgage Loan Consultant
(312) 789-3522
NMLS 1828705
Bridgeport

James Pomposelli
Mortgage Loan Consultant
(312) 789-3611
NMLS 266794
South Loop

Che Kay Wong
Mortgage Loan Consultant
(312) 808-8075
NMLS 1452911
Chinatown/Pilsen

NMLS Registry

Lakeside Bank is registered with the Nationwide Mortgage Licensing System (NMLS). Our NMLS ID is 528825.

Additionally, the following employees of Lakeside Bank are registered with the NMLS as Mortgage Loan Officers:

 

MORTGAGE OFFICER

BRANCH

 NMLS ID

Allan Adaya

Board of Trade

872747

Erik Ambrus

Park Ridge

423799

Joseph Patrick Bailey

Board of Trade

2333553

Dan Bles

Oakbrook Terrace

1514541

Stan Bochnowski

South Loop

813854

Philip D. Cacciatore

Lakeview/Lincoln Park

805451

Joshua Coburn

Lakeview/Lincoln Park

1365289

Jonathan Demas

Board of Trade

801106

Michael Fogarty

Oakbrook Terrace

769052

Danielle Graziani

Bridgeport

818183

Timothy Hangsterfer

Elmhurst

809364

John Jasinski

South Loop

1605012

Andy Karabetsos

Park Ridge

757269

Steven Karlin

Lakeview/Lincoln Park

423881

Bryan Keane

Bridgeport

1828705

Ken Kosin

South Loop

813887

Ania Kozak

North Loop

423900

Juanita Lazzerini

UIC/Near West

757373

Jennifer Lee

Chinatown/Pilsen

1049974

Brett Lopeman

Lakeview/Lincoln Park

1433179

Christopher Manley

Lakeview/Lincoln Park

1341404

Robert Matijevich

Park Ridge

1635541

James McGrogan

Board of Trade

1868460

Jair Meza

South Loop

830542

Tara A. Nerko

Oakbrook Terrace

782837

Justin Newhuis

South Loop

1114660

David Pinkerton

Oakbrook Terrace

801108

James Pomposelli

South Loop

266794

Todd Probasco

Oakbrook Terrace

232536

Roxanne Rains

Bridgeport

502683

John Rogers

South Loop

1495822

Ljiljana Stojanovich

South Loop

1568431

Yman Vien

South Loop

2221849

Angela Villegas

Elmhurst

631489

Che Kay Wong

Chinatown/Pilsen

1452911

Nicholas Wycklendt

Bridgeport

906346