Mortgage

Download the information form (click here), bring in the documents listed below and we’ll have your mortgage application completed in 25 minutes!

All we need at application to provide an estimate of the terms and costs related to the loan is:

  • Your name(s)
  • Your income(s)
  • Your Social Security number(s)
  • Property address
  • Estimated property value
  • Mortgage amount requested

Before we can pre-qualify your application, we may need the following documents:

  • Current pay stub showing 30 days YTD income.
  • W-2’s for the most recent two years.
  • Tax returns for the most recent two years with all Schedules.
  • If self employed, copy of two years of business tax returns.
  • Complete bank statements for the most recent two months.
  • Copy of purchase contract.
  • Photo ID.
  • If refinancing, copy of current mortgage statement, tax bill and home insurance.

We speak Spanish and Chinese (three dialects).

 

  • Mortgage Services – At Lakeside Bank we pride ourselves on exceptional customer service. Our mortgage consultants are knowledgeable professionals with years of experience in the mortgage industry.
  • Home Mortgages – Lakeside Bank can help you make your dream come true. We offer a variety of mortgages and can give you the personal assistance along the way.
  • Home Equity Loans – For individuals who want an adjustable rate loan with a convenient, affordable line of credit. Click here to download the Lakeside Bank Home Loan brochure.
  • Financial Calculators – Lakeside Bank’s online calculators can help you figure out some of the details to owning your own home.
  • Mortgage Contacts – If you have any questions or would like some further direction, feel free to contact one of our knowledgeable professionals.

Download a copy of Lakeside Bank’s Mortgage brochure.


Chicago Mortgage Reviews

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★★★★★

5


5


1

I had the misfortune of trying to refinance my home with another national company before I came across to these guys. The prior company struggled for over 5 months, and not wanting to lose my appraisal costs I hung on. Finally I gave up, and fired the company. These guys were both competent (yea!!!), and personable at the same time. The process was quick, quick, quick (thank you guys), and their charges were better. They are definitely my "saviors".

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★★★★★

5


5


1

Thank you for all the work that made this possible. Your attention to details, prompt communication, and good old honest work make your business A plus. I will wholeheartedly recommend your service to any one I know.

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★★★★★

5


5


1

Their Mortgage Rates were low and extremely helpful in the refinance process of our home. They are very knowledgeable and always there to answer any questions or help immediately when I needed it! Great experience.

Mortgage Services

At Lakeside Bank we pride ourselves on exceptional customer service. We offer a wide variety of programs to fit your individual needs. Our mortgage consultants are knowledgeable professionals with years of experience in the mortgage industry. We are dedicated to making your home purchase or refinance a positive experience. When you apply for a mortgage loan at Lakeside Bank, you can take advantage of the following services:

Rate Locks

Lakeside Bank offers standard 30, 45 and 60 day locks. Choose the rate price protection best suited for your situation.

Do you need a Verification Checklist to help you get started?

When you are ready to proceed with your loan, the following documents will be needed:

  • Current pay stub showing 30 days YTD income.
  • W-2’s for the most recent two years.
  • Tax returns for the most recent two years with all Schedules.
  • If self employed, copy of two years of business tax returns.
  • Complete bank statements for the most recent two months.
  • Copy of purchase contract.
  • Photo ID.
  • If refinancing, copy of current mortgage statement, tax bill and home insurance.

Home Mortgages

At Lakeside Bank we offer a variety of mortgages to help meet the financial goals of our customers. Whether you’re buying your first home, your retirement home or upgrading to your next size home, we understand the importance of finding the right mortgage loan for you. With a Lakeside Bank mortgage you can:

  • Buy a home or investment property
    • Single-Family home
    • Condominium
    • 2-4 unit building
    • Townhome
    • 2nd homes
  • Refinance your existing mortgage.
    • Lower your monthly payments
    • Shorten the term of your loan
  • Refinance with cash back
  • Consolidate your debt
  • Reduce or eliminate Private Mortgage Insurance

Types of Mortgages available:

  • Fixed Rate Mortgages – For individuals who want the security of a set monthly payment over a period of time.
  • Adjustable Rate Mortgages – ARM loans offer a lower initial period interest rate. Typically the initial term is fixed for 3, 5, 7 or 10 years and then adjusted annually.
  • Jumbo Mortgages – Mortgage loans over $424,101
  • Other Programs – Ask us about our other programs we offer, such as bridge loans, interest only loans and low down payment loan options.

Home Equity Loans

For individuals who want an adjustable rate loan with a convenient, affordable line of credit. Click here to download the Lakeside Bank Home Loan brochure.

Home Equity Line of Credit

Thinking about making some home improvements, planning a vacation or facing the high cost of college? Would you like to have funds available for a large purchase? Lakeside Bank offers a Home Equity Line of Credit which is an excellent way to utilize your borrowing to meet your needs. Rates are low–don’t wait!

A home equity loan allows you to put the value you’ve built in your home to work.

Here are just 10 great ways you might apply a HELOC:

1. Home Repair

2. Debt Consolidation

3. Refinancing A Mature Home Equity Line

4. Buying A Car

5. Education

 

6. Vacation

7. Special Gifts

8. An Investment Or Business Opportunity

9. Emergency Fund

10. Because It’s Time!

A HELOC is there if you need it, to use as you wish. And you only pay interest on the portion of the funds used.

Please speak to one of our mortgage consultants for more information.

 

Financial Calculators

The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.

Presented by TimeValue Software ©2016

Juanita Lazzerini
VP, Retail Mortgage Loan Operations
(312) 567-0501
UIC/Near West

Todd Probasco
VP, Retail Mortgage Sales Manager
(312) 789-3579
NMLS 232536
North Loop
South Loop
Elmhurst
UIC/Near West
Lakeview/Lincoln Park

Andy Karabetsos
Mortgage Loan Consultant
(312) 808-5862
NMLS 757269
Board of Trade

James Pomposelli
Mortgage Loan Consultant
(312) 567-0521
NMLS 266794
South Loop

Scott Schwarz
Mortgage Loan Consultant
(312) 567-0508
NMLS 210211
UIC/Near West

Che Kay Wong
Mortgage Loan Consultant
(312) 808-8075
NMLS 1452911
Chinatown/Pilsen

For more info see current mortgage rates in Chicago

Mortgage Information

For forty years, Lakeside Bank has helped our clients finance their dream homes. Let us put our experience to work for you with knowledgeable mortgage bankers that will process your loan quickly, efficiently and with the best possible rate.

Please fill out the mortgage questionnaire and fax it to the number below. Then call any one of the listed Lakeside mortgage specialists. You’ll have your own PERSONAL mortgage banker!
ATTN: Mortgage Department
Fax: 312-808-5826

To view the mortgage information sheet using a PDF reader, click on button below. If you do not have a PDF reader, you can download it here.

Start your mortgage application process here.

Juanita Lazzerini
VP, Retail Mortgage Loan Operations
(312) 567-0501
UIC/Near West

Todd Probasco
VP, Retail Mortgage Sales Manager
(312) 789-3579
NMLS 232536
North Loop
South Loop
Elmhurst
UIC/Near West
Lakeview/Lincoln Park

Andy Karabetsos
Mortgage Loan Consultant
(312) 808-5862
NMLS 757269
Board of Trade

James Pomposelli
Mortgage Loan Consultant
(312) 567-0521
NMLS 266794
South Loop

Scott Schwarz
Mortgage Loan Consultant
(312) 567-0508
NMLS 210211
UIC/Near West

Che Kay Wong
Mortgage Loan Consultant
(312) 808-8075
NMLS 1452911
Chinatown/Pilsen

For more info see current mortgage rates in Chicago

NMLS Registry

Lakeside Bank is registered with the Nationwide Mortgage Licensing System (NMLS). Our NMLS ID is 528825.

Additionally, the following employees of Lakeside Bank are registered with the NMLS as Mortgage Loan Officers:

 

MORTGAGE OFFICER

BRANCH

 NMLS ID

Allan Adaya

Board of Trade

872747

Eva Ayala

Lakeview/Lincoln Park

1495625

Dan Bles

South Loop

1514541

Stan Bochnowski

South Loop

813854

Patrick Brennan

South Loop

1687631

Maurice Brown

Elmhurst

503042

Philip D. Cacciatore

Lakeview/Lincoln Park

805451

Joe Canciari

UIC/Near West

992329

Odie Ceric

Board of Trade

1494207

Joshua Coburn

Lakeview/Lincoln Park

1365289

Odis Cole

North Loop

1497113

Jonathan Demas

Board of Trade

801106

Natasha Fernandez

South Loop

1514984

Michael Fogarty

North Loop

769052

Danielle Graziani

South Loop

818183

Geremiah Guerrero

North Loop

1400003

Robert Hollis

South Loop

680857

Matthew Howe

North Loop

1206686

John Jasinski

South Loop

1605012

Andy Karabetsos

Board of Trade

757269

Ken Kosin

North Loop

813887

Jennifer Lackuzynski

South Loop

949571

Juanita Lazzerini

UIC/Near West

757373

Jennifer Lee

Chinatown/Pilsen

1049974

Brett Lopeman

Lakeview/Lincoln Park

1433179

Christopher Manley

South Loop

1341404

Robert Matijevich

Board of Trade

1635541

Justin Newhuis

South Loop

1114660

Albert Ng

Chinatown/Pilsen

1494186

Sinead O'Rourke

Lakeview/Lincoln Park

1463684

David Pinkerton

South Loop

801108

James Pomposelli

South Loop

266794

Todd Probasco

UIC/Near West

232536

John Rogers

UIC/Near West

9235829

Scott Schwarz

UIC/Near West

210211

Jonathan Spitz

Lakeview/Lincoln Park

1552421

Ljiljana Stojanovich

South Loop

1568431

Daniel Van Prooyen

Elmhurst

1503765

Angela Villegas

Elmhurst

631489

Che Kay Wong

Chinatown/Pilsen

1452911

Nicholas Wycklendt

South Loop

906346

For more info see current mortgage rates in Chicago