Consumer Loans

  • Lakeside Bank Auto Loans are for individuals interested in buying a new or used car. We can also refinance your existing new or used car loan.
  • Personal loans to help individuals cover certain unanticipated expenses or consolidate other high interest debt.
  • Overdraft Protection is for individuals who want overdraft protection with a line of credit.

Auto Loans

Lakeside Bank Auto Loans are for individuals interested in buying a new or used car. We can also refinance your existing new or used car loan.

  • $1,000 minimum loan amount
  • Fixed rate
  • Up to 90% loan to value for new cars
  • Up to 80% loan to value for used cars
  • No application fee or closing costs

Personal Loans

Personal loans are to help individuals cover certain unanticipated expenses or consolidate other high interest debt.

Unsecured Personal Loans

  • Fixed rate for entire term
  • $1,000 minimum, $5,000 maximum

Secured Personal Loan

  • Fixed rate for entire term
  • $1,000 minimum
  • Secured with Bank CD or marketable security

Line of Credit / Overdraft Protection

This account is for individuals who want overdraft protection with an applied for and approved line of credit.

  • $5,000 maximum
  • Provides overdraft protection by accessing credit line – transfers in $100 increments up to your limit
  • Fixed rate
  • $20 annual fee
  • Minimum payment invoiced monthly