At Lakeside Bank you can customize your checking account to fit your lifestyle. Whether you want no minimum balance requirement or interest earned on your account, we have a checking account for you. Be sure to see our new Kasasa Cash Checking; free checking that pays you 1.50% APY! Click here for more information.
Kasasa Cash: Free Checking that Pays 1.50% APY Interest for individuals who want free checking with a high monthly interest payment. If you routinely use a debit card and pay bills electronically, this is the checking account for you. Click here for more information.
FREE Checking for individuals who want a convenient checking account with no minimum balance requirement or monthly fees.
Lakeside Checking for individuals who want checking convenience, reduced fees, and a low minimum balance requirement.
Interest Checking combines the convenience of our Lakeside Checking with a competitive interest rate.
*Annual Percentage Yield (APY ) is accurate as of December 3, 2020. Rates may change after account is opened. Fees may reduce earnings. $100.00 minimum deposit to open account. When your account qualifications are met during each monthly qualification cycle, balances up to $25,000.00 receive an APY of 1.50%, and balances over $25,000.00 earn an interest rate of 0.10% on that portion of the balance over $25,000.00 resulting in an APY range from 1.50% to 0.38% APY, depending on the balance in your account. APY range is calculated assuming a maximum balance of $125,000.00 and blending the below cap rate with the above cap rate. Qualifying transactions must post to and settle during the monthly qualification cycle through one day prior to the close of statement cycle. When qualifications are not met, all balances in the account earn 0.02% APY. Limit one account per Social Security Number. If you close the account prior to the end of the qualification cycle, you will not earn interest. Other restrictions may apply. Please contact a Lakeside Bank representative for additional information.
2nd tier APY range is calculated assuming a maximum balance of $125,000.00 and blending the below cap rate with the above cap rate.
*Annual Percentage Yield (APY) is accurate as of December 3, 2020. Rates may change after account is opened. Fees may reduce earnings. $100.00 minimum deposit to open account. When your Kasasa Cash qualifications are met during each monthly qualification cycle, balances up to $100,000.00 receive an APY of 0.50%, and balances over $100,000.00 earn an interest rate of 0.10% on that portion of the balance over $100,000.00, resulting in an APY range from 0.50% APY to 0.30% APY depending on the account balances. APY range is calculated assuming a maximum balance of $200,000.00 and blending the below cap rate with the above cap rate. When Kasasa Cash qualifications are not met, all balances in the account earn 0.02% APY. Limit one account per social security number. If you close the account prior to the end of the qualification cycle, you will not earn interest. Other restrictions may apply. Please contact a Lakeside Bank representative for additional information.
2nd tier APY range is calculated assuming a maximum balance of $200,000.00 and blending the below cap rate with the above cap rate.
“I absolutely love all things about KASASA! This will surely pay you cash back with easy qualifications to earn rewards I don’t worry because if you do not qualify within it, there is surely an alternative and that is kasasa saver. Freea nd I get rewards! It is so easy to qualify and I love watching my savings grow. Just signed up for Kasasa Protect and now, not only does my bank pay ME to have an account there, I have peace of mind knowing my identity is being monitored and protected!”
“KASASA is awesome! It is always nice to earn cash back without having to change my normal day to day activity. The icing on the cake has been ATM refunds. It is good to know that since we moved out of state I can use any ATM and my fees will be returned.”
“If you aren't Kasasaing you aren't doing your savings justice. Find a local bank that participates and contribute the max now. CDs have horrible interest, these banks pay (close to) what CDs used to pay 15 years ago! Be smart with your money, it's easy with Kasasa.”
- Matt Morgan
Personal
Free Checking
For individuals who want a convenient checking account with no minimum balance requirement or monthly fees.
No minimum balance requirement or monthly maintenance fee*
No per check charge
Free Debit / ATM card available*
Free online banking
Free online bill payment available*
$100 to open
Check images returned with monthly statement
*Overdraft fees may apply. Third party message, data rates and service charges may apply. Please check with your service provider.
Personal
Lakeside Checking
For individuals who want checking convenience, reduced fees and a low minimum balance requirement.
$1,000 current minimum++
No per check charge
Free Debit / ATM card available*
Free online banking
Free online bill payment available*
Check images returned with monthly statement
*Overdraft fees may apply. Third party message, data rates and service charges may apply. Please check with your service provider.
++$15 monthly fee if balance falls below minimum
Personal
Interest Checking
Combines the convenience of our Lakeside Checking with a competitive interest rate.
$2,500 current minimum balance++
Competitive interest rate
No per check charge
Free Debit / ATM card available*
Free online banking
Free online bill payment available*
Check images returned with monthly statement
*Overdraft fees may apply. Third party message, data rates and service charges may apply. Please check with your service provider.
++$20.00 monthly fee if balance falls below minimum
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