Personal Checking

At Lakeside Bank you can customize your checking account to fit your lifestyle. Whether you want no minimum balance requirement or interest earned on your account, we have a checking account for you. Be sure to see our new Kasasa Cash Checking; free checking that pays you 2.25% APY!

  • Kasasa Cash: Free Checking that Pays 2.25% Interest for individuals who want free checking with a high monthly interest payment. If you routinely use a debit card and pay bills electronically, this is the checking account for you.
  • FREE Checking for individuals who want a convenient checking account with no minimum balance requirement or monthly fees.
  • Lakeside Checking for individuals who want checking convenience, reduced fees and a low minimum balance requirement.
  • Interest Checking combines the convenience of our Lakeside Checking with a competitive interest rate.

Kasasa Cash

A free checking account that pays you 2.25% APY*. Benefits include:

  • Earn 2.25% APY* on balances up to $25,000*
  • Use ATMs nationally and get up to $20 in fees refunded monthly.
  • Free unlimited check writing, free mobile banking, free phone banking, free e-statements, free debit card, free on-line banking and free bill pay!**
  • Link your account to a free Kasasa Saver to build savings automatically.

All you need to do:

  • Deposit a minimum of $100 to open an account.
  • Log onto your account once monthly, get an electronic monthly statement and use your free debit card 12 times a month.

 


*Annual Percentage Yield (APY) is accurate as of March 1, 2017. Rates may change after account is opened. Fees may reduce earnings. $100.00 minimum deposit to open account. When your qualifications are met during each monthly qualification cycle, balances up to $25,000.00 receive an APY of 2.25%, and balances over $25,000.00 earn an APY of 0.50% on that portion of the balance over $25,000.00, resulting in a range from 2.25% to .85% APY depending on the account balances. APY range is calculated assuming a maximum balance of $125,000.00 and blending the below cap rate with the above cap rate. Qualifying transactions must post to and settle during the monthly qualification cycle through one day prior to the close of the statement cycle. When qualifications are not met, all balances in the account earn 0.02% APY. Limit one account per Social Security Number. If you close the account prior to the end of the qualification cycle, you will not earn interest. Other restrictions may apply. Please contact a Lakeside Bank representative for additional information.

**Overdraft fees may apply. Third party message data rates and internet service charges may apply. Please check with your service provider.

Free Checking

For individuals who want a convenient checking account with no minimum balance requirement or monthly fees.

  • No minimum balance requirement or monthly maintenance fee*
  • No per check charge
  • Free Debit / ATM card available*
  • Free online banking
  • Free online bill payment available*
  • $100 to open
  • Check images returned with monthly statement

 


*Overdraft fees may apply. Third party message, data rates and service charges may apply. Please check with your service provider.

Lakeside Checking

For individuals who want checking convenience, reduced fees and a low minimum balance requirement.

  • $1,000 current minimum
  • No per check charge
  • Free Debit / ATM card available*
  • Free online banking
  • Free online bill payment available*
  • Check images returned with monthly statement

 


*Overdraft fees may apply. Third party message, data rates and service charges may apply. Please check with your service provider.

Interest Checking

Combines the convenience of our Lakeside Checking with a competitive interest rate.

  • $2,500 current minimum balance
  • Competitive interest rate
  • No per check charge
  • Free Debit / ATM card available*
  • Free online banking
  • Free online bill payment available*
  • Check images returned with monthly statement

 


*Overdraft fees may apply. Third party message, data rates and service charges may apply. Please check with your service provider.