Kasasa Cash
A free checking account that pays you cash back 3.00% APY*. Reward benefits include:
- Earn 3.00% APY* on balances up to $25,000* Click on Kasasa Cash for details. Fees may reduce earnings. Rates subject to change after account opening, without notice.
- Use ATMs nationally and get up to $20 in fees refunded monthly.
- Free unlimited check writing, free mobile banking, free phone banking, free e-statements, free debit card, free on-line banking and free bill pay!**
- Link your account to a Kasasa Saver to build savings automatically.
All you need to do:
- Deposit a minimum of $100 to open an account.
- Log onto your account once monthly, get an electronic monthly statement and use your free debit card 12 times a month. Debit card transactions must post and settle.
And here’s how you can sign up!
- Call, email or stop in anytime and we’ll help you personally. No appointment needed.
Cycle Date Information:
*APY = Annual Percentage Yield. $100 is required to open a Kasasa Cash account. A Kasasa Saver account can be opened if you have a Cash account. Interest Rate & Annual Percentage Yield: When your Kasasa Cash® account qualifications are met during a Monthly Qualification Cycle, Tier 1: An interest rate of 2.96% will be paid on the portion of your daily balance that is between $25,000.00 and $0.01. The non-compounding annual percentage yield* for this tier is 3.00%. Tier 2: An interest rate of 0.10% will be paid on the portion of your daily balance that is $25,000.01 or greater. The non-compounding annual percentage yield* for this tier will range from 3.00% to 0.68%, depending on the balance in your account.
2nd tier APY range is calculated assuming a maximum balance of $125,000.00 and blending the below cap rate with the above cap rate.
When your Kasasa Cash® account qualifications are not met,
• Kasasa Cash®: the interest rate paid on the entire balance will be 0.02% with a non-compounding annual percentage yield* of 0.02%.and ATM fees are not refunded. Your interest rate and annual percentage yield may change, at our discretion, without notice to you.
• Kasasa Saver®: the interest rate paid on the entire balance will be 0.02% with an annual percentage yield of 0.02%. Your interest rate and annual percentage yield may change, at our discretion, without notice to you. If you have questions, visit our Board of Trade branch at 141 W. Jackson in Chicago. Or email us at, [email protected]. Or, write to us at, Lakeside Bank Information, PO Box 5899, Chicago, IL 60680 - 5899. Rates are effective December 20, 2024.