Park Ridge

Tim Savoca
Executive Vice President & Chief Credit Officer

Tim is Executive Vice President and Chief Credit Officer for Lakeside, joining the Bank in 2006. Tim chairs the Loan and Risk Management Committees and sits on the Adverse Asset, ACH and Executive Committees. He is responsible for the Bank's Loan Policy and Lending Guidelines. Tim also created and formalized Lakeside's Credit Administration practices and manages the Interest Rate Swap Program. Tim has trained more than 30 current Lakeside employees and proudly watched as many have risen through the ranks. Tim founded the MPS Memorial Foundation in 2010 to raise awareness and funds to support organizations dedicated to finding a cure for Pulmonary Fibrosis. He holds an undergraduate degree from the University of Illinois at Urbana Champaign and an MBA from DePaul with a concentration in Real Estate Finance and Investment.

Daniel Adler
VP, Market Manager

Danny Adler is known as the go-to guy for creative solutions to small business, commercial and retail banking questions. Danny solves problems and gets things done. And as a result, has very happy clients.

Danny launched his banking career at MB Financial in 2011 and grew through multiple assignments in all facets of the business. He became a Lakesider in 2020 and is now the VP, Market Manager at our newest branch, Park Ridge.

He began his college education at NYU, studying acting, and graduated from Northeastern Illinois with a BA in history. Danny remains a history (and science) fan, reading textbooks for fun! He’s a Chicago guy through and through and loves exploring the city. He’s big on travel, and dotes on his wife Victoria, sons Jacob & Rafael and dog Ringo. He also takes great pride in his garden. And he’s a very loyal White Sox guy who loves to tailgate before games. Stop by and meet Danny, soon!

Joshua Coburn
Senior Vice President, Commercial Lending

Steve Karlin
Vice President, Business Banker

Pat McNulty
Sr. VP, Human Resources Director

Pat built her unique HR skills through hands-on experience. Forty years of banking HR! There is no need, no issue, no opportunity, Pat hasn’t addressed and learned from. So, she handles literally everything with remarkable poise. She’s as comfortable in a Board meeting as she is welcoming a new Banker she hired on their first day. Pat has run the HR department at Lakeside Bank for over six years. She holds a Bachelor of Science degree in Management from DePaul University.

Pat has unique advantages that provide a powerful “emotional antenna”: She grew up in a large family. And then raised a large family. How PERFECT for a career in human resources! Having six siblings meant Pat had to learn and negotiate relationships at a very early age! And then, married to her best friend for 37 years, Pat raised six kids! (Three girls and three boys--Shades of the Brady Bunch! ) Speaking of shades, five of her six kids have hair in various shades of red, so the McNulty clan has always been instantly recognizable in Elmwood Park, where they’ve lived for 34 years.

This love of family … and the day-to-day experience of managing family … is Pat’s north star. Pat understands people. She treats Lakesiders as her extended family. (As if she needed more kids!) Lakesiders from every department and every branch know Pat is remarkably easy to talk to and a superb listener. The need for that skill comes with the territory, but Pat is a natural.

Pat is also a competitor; she grew up playing softball in leagues all over the city. And she works at golf, although she reports it’s more about being with friends and laughing. She also coached volleyball and softball for many years. She’s a lifelong Cubs fan. And loves going to college football and basketball games with her family. Adding to her well-roundedness, Pat enjoys concerts. All genres, but especially Country. And Rock. And lastly, but very importantly, Pat is a thankful Breast Cancer Survivor.

Pat is a wonderful person to get to know. And if you’re very lucky, she’ll include you on the list of folks who get a loaf of the Irish Soda Bread she makes every year on St. Patrick’s Day.

Robert Matijevich
Vice President, Commercial Lending

Robert “Bob” Matijevich is a Vice President of Commercial Lending and has over 30 years of Banking experience.  Bob specializes in complex commercial real estate transactions and has been with Lakeside Bank since 2017.

 Bob graduated in 1992 from the University of Illinois with a BS degree in Finance.

Joe Rubinas
VP, Commercial Lending

Malgorzata Dubert
Asst. VP, Treasury Management

Malgorzata Dubert, also known as Mal, is our Assistant Vice President and Treasury Management Officer at our Park Ridge branch. Born and raised in Poland, Mal wanted to help people. So, her dream was to be a teacher. She received her MA in History with an Education minor and was indeed a teacher for a few years. However, the United States beckoned, and Mal moved here in her late 20’s. In America, she quickly realized the importance of financial awareness and money management. And so, Mal continued her focus on helping others by becoming a Banker!

Returning to school, Mal got her MBA at St. Francis University. And her banking career began!

Mal joined Lakeside Bank in 2019 with over 10 years of banking experience. And what great experience! Personal Banker, Business Banking Specialist, Branch Manager, and Treasury Management Specialist.

Mal is based at our new Park Ridge branch where she helps businesses of all sizes better manage their cash flow and streamline business operations. With her expertise and the Treasury Management tools Lakeside offers, she helps businesses save money and time. Mal’s always been about helping people! And businesses!

Mal became a huge Blackhawks fan, so much so she named her dog “Sharpie”, representing her love for the game … and to recall his incredibly sharp puppy teeth. Mal also follows football (that’s American football) and plays in the fantasy league. Mal loves the atmosphere, food, and beverages at American sports games.

Stop by Park Ridge and meet Mal. She’s here to help. Which is what has always driven her!

Robert Virzi
Assistant Vice President, Risk Management

Cristina Contorno
Assistant Branch Manager

Kayo Ikeda
Senior Credit Analyst

Heather Johnson
Human Resources Generalist

Andy Karabetsos
Mortgage Loan Consultant

Andy Karabetsos is a Mortgage Loan Consultant at Lakeside Bank that has the experience to get your loan closed in today’s difficult lending environment.  He brings over 20 years’ experience, 14 of them at Lakeside Bank.  His understanding of the self-employed borrower is what makes him stand out from the rest of the pack.  Although rate is important, getting your loan closed and on time is vital as well. Contact Andy at 312-808-5862/office, 312-607-0038/cell or email him at [email protected]

NMLS ID# 757269

Mia Rhee
Universal Banker III

Dorothy Rzeszutko
Credit Officer

Malgorzata “Gosia” Grzegorczyk
Universal Banker II A

Polish Speaker