Scott O Schwarz grew up in Niles and graduated from Illinois State University. With over 20 years of lending experience Scott has advised and closed loans for all types of borrowers. From the first time home buyer to the seasoned investor. He believes experience, hard work, joy of what you are doing, and dedication are the keys to any successful business. As a homeowner, and owner of several investment properties Scott has knowledge from both sides of the financing process. He knows that putting yourself in the other persons shoes and understanding that a mortgage is one if not the largest financial transaction for most buyers keeps him motivated and working hard every day for his borrowers. Scott currently resides in Riverside with his wife and 3 wonderful daughters. SOS is here to help!