Fund Your IRA

For individuals who want competitive fixed rates for retirement savings accounts, our CD’s:

  • Are available in a variety of terms, from one to five years.
  • May be used for both Traditional and Roth IRA’s.
  • May be tax deductible (consult a tax advisor for eligibility).

Our CD rates follow:

  • 12 months 1.40% APY*. May be existing Lakeside funds or new money.
  • 12 months 1.55% APY**. New funds, or add 10% to an existing Lakeside account.
  • Two years 2.05% APY***. New funds, or add 10% to an existing Lakeside account.

 

Talk to a Lakeside banker about yearly contributions and rolling over existing IRA’s to Lakeside to take advantage of these rates. It’s quick & easy.

 

*The 1.40% Annual Percentage Yield (APY) is guaranteed for 12 months. **The 1.55% APY is guaranteed for 12 months. ***The 2.05% APY is guaranteed for two years. The following applies to all CD’s: Minimum balance of $2,500.00. Maximum of $250,000.00. The Annual Percentage Yield (APY) is accurate as of January 10, 2018. Substantial penalties for early withdrawal. Fees may reduce earnings.