Privacy and Security

Privacy Statement

Visitors to this bank Website remain anonymous. We do not collect identifying information about visitors to our site. We may use standard software to collect non-identifying information about our visitors, such as:

The bank uses this information to create summary statistics and to determine the level of interest in information available on our site.

Visitors may elect to provide us with personal information via E-mail, online registration forms, or our guest book. This information is used internally, as appropriate, to handle the sender's request. It is not disseminated or sold to other organizations.

Some areas of our Website may use a "cookie" temporarily stored in the visitor's computer memory (RAM) to allow the web server to log the pages you use within the site and to know if you have visited the site before.

Security Statement

This Internet Banking System brings together a combination of industry-approved security technologies to protect data for the bank and for you, our customer. It features password-controlled system entry, a VeriSign-issued Digital ID for the bank's server, Secure Sockets Layer (SSL) protocol for data encryption, and a router loaded with a firewall to regulate the inflow and outflow of server traffic.

Secure Access and Verifying User Authenticity
To begin a session with the bank's server the user must key in a Log-in ID and a password. Our system, the Internet Banking System, uses a "3 strikes and you're out" lock-out mechanism to deter users from repeated login attempts. After three unsuccessful login attempts, the system locks the user out, requiring either a designated wait period or a phone call to the bank to verify the password before re-entry into the system. Upon successful login, the Digital ID from VeriSign, the experts in digital identification certificates, authenticates the user's identity and establishes a secure session with that visitor.

Secure Data Transfer
Once the server session is established, the user and the server are in a secured environment. Because the server has been certified as a 128-bit secure server by VeriSign, data traveling between the user and the server is encrypted with Secure Sockets Layer (SSL) protocol. With SSL, data that travels between the bank and customer is encrypted and can only be decrypted with the public and private key pair. In short, the bank's server issues a public key to the end user's browser and creates a temporary private key. These two keys are the only combination possible for that session. When the session is complete, the keys expire and the whole process starts over when a new end user makes a server session.

Router and Firewall
Requests must filter through a router and firewall before they are permitted to reach the server. A router, a piece of hardware, works in conjunction with the firewall, a piece of software, to block and direct traffic coming to the server. The configuration begins by disallowing ALL traffic and then opens holes only when necessary to process acceptable data requests, such as retrieving web pages or sending customer requests to the bank.
Using the above technologies, your Internet banking transactions are secure.

Legal Notices

Terms and Conditions
Please read these terms and conditions carefully. By accessing this site and any pages of the site, you agree to be bound by the terms and conditions set forth below. If you do not agree to be bound by the terms and conditions set forth below, do not access this site or any of its pages. The terms and conditions will be governed by and be interpreted pursuant to the laws of the state of Illinois, united states of America, notwithstanding any principles regarding conflicts of laws. If any part of these terms and conditions is deemed unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions. What follows is the entire agreement between the parties using or relating to the use of this site. Lakeside bancorp ("lakeside bank", "we", "us", or "our") can revise the terms and conditions at any time by updating this posting.

Copyright and Trademark
The contents of this site, including but not limited to the text and images and their arrangement are copyright © 1998 by Lakeside Bank. All rights reserved. Lakeside bank logo and Lakesidelink are registered trademarks of Lakeside Bank.

Limitations of Liability & Limitations of Warranties
Neither Lakeside Bancorp nor any of its subsidiaries makes any representations about the suitability of our site for any purpose. All content is provided "as is" without any warranty of any kind either express or implied. All warranties and conditions with regard to the content, including but not limited to all implied warranties and conditions of merchantability, fitness for a particular purpose, title and non-infringement are disclaimed. In no event shall lakeside bancorp or any of its subsidiaries be liable for any special, indirect, incidental, or consequential damages or any damages whatsoever, including but not limited to loss of use, data or profits, without regard to the form of any action, including but not limited to contract, negligence, or other tortious actions, arising out of or in connection with the use, copying, or display of content. Notwithstanding the generality of the above terms and conditions, lakeside bancorp and its subsidiaries shall not be liable for any losses or damages incurred as a result of any information or confidential information submitted to our site or any of our site's pages. Lakeside bancorp shall not be liable for any losses or damages incurred as a result of its transmission of information or confidential information to any person(s) or entity(ies) as a result of a request for such transmission except as otherwise agreed to by us in writing with persons or entities having a direct relationship with us, or as otherwise required by law. We may use any page of our site and such information will be deemed to be and remain our property. Although we have tried to be as accurate, complete and current as possible, we do not warrant that the content of the site is accurate, complete or current. We make no commitment to update the content of the site. It is your responsibility to verify any information before relying on it. The content of this site may include technical inaccuracies or typographical errors. From time to time changes are made to the site's contents. We may make changes in the products or services described in the site at any time. Some of the sites listed as links within the site pages will let you leave our server; those links are not under our control. Accordingly, we do not make any representations concerning the content of those linked sites. Because we have provided a link to a site does not, under any circumstances, indicate that we endorse, authorize, or sponsor those sites, its owners or its providers. We cannot make any representations with respect to those sites' products and services. There are risks using any information, software, products or services found on the internet; and we caution you to make sure that you completely understand the risks before retrieving, using, relying upon, or purchasing anything via the internet.

Locations of Products & Services
Our products and services are only offered in jurisdictions where they may be lawfully offered for sale; and are subject to the terms of the applicable agreement. Not all products or services mentioned herein are available in all jurisdictions.

General Disclaimers
Lakeside Bancorp and its subsidiaries are equal opportunity employers.