Home Mortgages
At Lakeside Bank we offer a variety of mortgages to help meet the financial goals of our customers. With a Lakeside Bank mortgage you can:
Buy a home or investment property
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- Single-Family home
- Condominium (New Construction or Conversions)
- 2-4 unit building
- Townhome
- 2nd homes or vacation homes
Refinance your existing mortgage
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- Lower your monthly payments
- Shorten the term of your loan
Refinance with cash back
Consolidate your debt
Reduce or eliminate Private Mortgage Insurance
Fixed Rate Mortgages
These are for individuals who want the security of a set monthly payment over a period of time.
Adjustable Rate Mortgages
Since ARMs are typically offered at lower interest rates, they can make it easier for you to qualify for a loan, since less income is needed to qualify for a lower monthly payment.
Jumbo Mortgages
Mortgage loans over $400,000.
Balloon Mortgages
This is a short-term fixed rate loan.
Other Programs
Ask us about our other programs we offer, such as bridge loans, interest only loans and low down payment loan options.
